Frequently Asked Questions (FAQs)
1. How does it work?
Our service is a loan matching service, designed to match you directly with 1 of
many lenders. Our "1-Form" will save you time and frustration and submit your application
to an extensive network, dramatically increasing your chances of acceptance! Simply
fill out and submit our
2 minute application. We then
match you with a lender where you will be able to review all terms and conditions
associated with the loan. When you agree, you will be that much closer to getting
your cash!
2. What does it cost?
In that we work with many different lenders, costs will vary from lender to lender.
After submitting your application via our "1-Form", you'll be able to review all
terms and conditions (including costs) of the lender you're matched with and can
decide to finalize your submission. It is important to note that a cash advance
loan is designed as a short term loan to help with an immediate cash need. Rates
charged by the lenders in our network are far better than multiple overdraft bank
fees, bounced check charges, and other costs associated with not being able to immediately
access the money you need.
3. How quickly will I get my cash?
This answer depends upon the exact lender you are matched with, however most lenders
will be able to get cash in your hands within 24 hours of submitting your application
(some even sooner!) Be sure to complete all information accurately and confirm all
loan details in order to expedite processing.
4. How long do I have to repay
the loan?
Again, the answer depends upon the lender you are matched with. You may be able
to extend your loan further if need be, or pay in full upon receipt of your next
paycheck.
5. I have bad credit. Will I qualify
for the loan?
Cash advance loans are loans that are no-credit check loans that can provide you with cash, even
if you have a bankruptcy, previously bounced checks, or other credit blemishes.
As long as you are currently employed (or receiving regular income), are 18 or older
and a U.S. citizen, you are eligible to apply!
6. How do I know that my information
is secure?
Our business is to provide service to you, the consumer, and ensuring your privacy
is of the utmost importance to us. Know that all data is collected with up to a
256-bit Secure Socket Layer encryption and not sent to third party providers other
than being routed to your potential lenders. For additional information, please
consult our
privacy policy.